Gerald Buten

Financing Your New Home

Michelle Stevenson
Home Mortgage Consultant
Phone: (408) 279-8951
Fax: (408) 275-6922
1250 Lincoln Ave.
San Jose, CA

• Wells Fargo Home Mortgage, Inc. has the leading retail mortgage network in the country, more than 1,600 locations in mortgage stores and retail banks in all 50 states and the Districtof Columbia.
• Our combined retail and wholesale lending programs fund approximately one in every 8 homes financed annually in the U.S.¹

• We are one of two lenders in the history of the mortgage banking industry to top $450 billion with our managed servicing portfolio.  Today our servicing portfolio is over $454 billion,with 4.4 million customers.

• We're the leading lender to new homebuyers, originating a record 12.3 billion in builder volume in 2001.
• We lead the market in retail mortgage originations.
• We're a leading provider of reverse mortgages nationwide.
• We'rethe nation's leading lender to ethnic minority homebuyers and low- to moderate-income borrowers.²

• We assist with employee relocations for more than half of the Fortune 100 companies.
• Wehave the industry's only national network of regional builder sales managers and more than 20 programs designed exclusivelyfor builders.
• We jointly own Value-IT appraisal company and ATI Title Company.

• Our parent Wells Fargo &Company (NYSE:WFC) is a $308 billion diversified financial services company that provides banking, insurance, investments, mortgages and consumer finance through more than 5,400 stores and through the Internet.
• Wells Fargo is the industry leader in Internet banking, and was the first bank to surpass one million customers banking on-line.
• Fortune magazine has ranked Wells Fargo the #1 most admired bank for two years running and in the top 10% of American's most admired companies.

¹Based on 2003 yearend statistics by Inside Mortgage Finance 01/30/04.
²Most recent (2002) HMDA (Home Mortgage Disclosure Act) report data.

Just the Facts - as of December 2002.  This information is accurate as of the original publish date and is subject to change without notice.  Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. ©2004 Wells Fargo Bank. N.A. All Rights ~ Reserved.#10009S